Strong decoder channels - Free Channels On Strong Decoder

Satellites And Channels Available on Strong Below are the Satellites and Free-to-air Channels receivable in Africa from Strong.

Download WAEC CBT App for Android
Download JAMB CBT App for Android

Monday, April 17, 2017

Personal And Business Loans in Nigeria Without Collateral

Interested in obtaining a bank loan for business or personal purpose? I can help you write a quality sample letter for your loan application for just N3,000. All I will need from you is that you indicate your interest in the comment section below.

There are several opportunities for those seeking for Business and personal Loans in Nigeria  and there exist loans with collateral and loans without Collateral. In this post, we will focus on the processes involved and the loaners who are willing to give out loans with or without collateral. 

Personal And Business Loans in Nigeria Without Collateral

What You Should Know Before Applying for Loans in Nigeria


Confirm the Information Safety

Confirm the Information Safety
It's advisable that you check to ensure that the information and data you are providing to an agency for your loan is in a safe and secured website by looking for the green padlock key on the address bar. This assures you that all data and information you are giving he website is fully encrypted. In case anyone wants to intercept any of your information and data, they won't be able to access or read it.

Check the Loan Eligibility Conditions:

Did you know that most loan providers always have a series of basic application requirements, which you need to fulfill before your application can be considered? If you are not aware before now, then you need to see the primary criteria.

The common conditions basically include: a permanent address (this can be your residential or office address); annual income above a certain amount; have a bank account with the bank you are applying from; and age requirement, usually minimum of 18 years and above.

Be Sure to Check the Omitted Commitments

Likewise, you are to look out for any omitted commitments. Most financial providers may offer loans to help finance a car purchase or a home development and may exclude other purposes such as investment (business). Where can you find this criteria? You can usually find these next to the eligibility criteria. It is highly recommended to double check if you meet the requirements before you apply for a loan.



Does Loan Providers give an Instant Decision

 Few loan providers will give you an instant decision when you reach the end of the online loan application while others might take days or weeks or even a month as the case may be. One good thing about some online loan application is that you typically may have some days to change your mind and resolve if you don’t want to take the loan anymore. It is also recommended that you contact the loan provider directly if you do change your mind.


 Get Essential Information Prepared

Immediately you have checked the conditions and made a decision that you want to go ahead and apply, put together all the necessary documentation required to enable you answer all the questions in the application form.


The Loan Agreement

This is a very important part of loans you need to consider appropriately. After your loan has been approved, the loan provider usually sends you a paper agreement to read, sign and return (You are advised to read this agreement careful so as to understand the terms and policies). Check to see if you need a security for the loan (collateral), the requirements for your referee (guarantor), the payback period, the interest rate (percentage), consequences for payback failures e.t.c. You are advised to read about "The Secrets of Personal Loans and Business Loans". It is necessary you trade carefully when taking a loan you know nothing about. You can also read up from here to learn more about "Bad Bank Loans & Debt". When this is completed, the specified amount of money will be transferred into your choice bank account.



List of Nigerian Banks to Apply for Loans


  • Guarantee Trust Bank (GTB)
  • Ecobank Nigeria Plc
  • Zenith Bank Ltd
  • Diamond Bank
  • First Bank Plc
  • Fortis Micro-Finance Bank
  • United Bank for Africa (UBA)
  • Stanbic IBTC Bank
  • First City Monument Bank (FCMB)
  • Union Bank
  • Jaiz Bank
  • Heritage Bank
  • Wema Bank
  • Unity Bank
  • All Agricultural Banks

Personal and Business Loans in Nigeria Without Collateral Searches


  • Online loans in Nigeria
  • Loans in Nigeria without collateral
  • Instant loan in Lagos
  • Free loan in Nigeria
  • Personal loans in Nigeria
  • Private money lenders in Nigeria
  • Soft loan in Nigeria
  • Borrow money online in Nigeria
  • Micro-finance bank loans in Nigeria
  • Get loans in Abuja Investors


EmoticonEmoticon